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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.

Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.

What our customers say about us...

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Jim Gassman

August 30, 2023

5  out of  5 rating by Jim Gassman
"Mr. Hardaway has been my long time agent. Always helpful for situations I needed him for."
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B. L. Devine

March 29, 2023

5  out of  5 rating by B. L. Devine
"I had moved policies from another SF agency to Howard Hardaway's office. At the prior agent's office, it became clear for some time that vm tended to answer calls. Rarely people. It was always leave a vm & they'd call back. My experience had been that follow up at times was lacking; so I moved to change agents. Having been in the business for a lifetime, service imo, is paramount in insurance. Especially if you're a layperson; as most folks don't understand the language unless you're in the business. At Mr. Hardaway's office, it was clear that service was of the utmost concern. We scheduled an appointment at their invitation & Mr. Hardaway sat down with my husband & I, reviewed our policies to make certain all info was accurate, coverages/ limits were adequate. ( The policies were each outlined in an easy to read binder they made for our review, as well as a notebook & pen should I need to make notations.) We decided that we would rewrite, another policy we allowed to cancel months earlier at renewal & completed the necessary info with Christie, who followed up with us later in the day. ( We were introduced to staff members/ agents Christie, who's follow-up in tracking our policies transfer - which took some time for some reason - was amazing. Met Destiny who was pleasant & seemed terrific as well.) Would I recommend this agent for your personal lines insurance needs! Absolutely! Perhaps I am " old school," but having worked both sides of the fence as an agent/ Account manager on the agency side ( captive & independent) and as a commercial marine underwriter; spanning an almost 40 year career in the field, to me the importance of service is where the "rubber hits the road" in this business. And my impression was that Mr. Hardaway is an agent who's in his office working, more than out; which is an anomaly in this day & age. This is an office, where servicing their clientele overrides anything else. And it's been my experience when service is important, the sales & referrals will come. You'll WANT this office to handle all your insurance needs!"
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Mandy Mckay

March 10, 2023

5  out of  5 rating by Mandy Mckay
"Wow! After 35 years of having insurance I've never experienced the level of customer service as I have with Christy. Insurance is not cheap these days and to have an agent actively trying to save me money after we have been with them and signed off was surprising but when something happened the real quality came out. Christy not only checked with us multiple times but assisted with coordinating repairs. So happy we listened to a friend and went with y'all!"
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Teresa Silverman

January 29, 2023

5  out of  5 rating by Teresa Silverman
"In following up on a claim, Christy came to my aid and helped me navigate a complex issue quickly! I am thankful to have her and her office's assistance."
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sam silverman

November 15, 2022

5  out of  5 rating by sam silverman
"Been with Howard Hardaway for years. Great product and even better customer service...especially Destiny!"
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Torie Pope

May 5, 2022

1  out of  5 rating by Torie Pope
"Howard along with his puppet Christie are the absolute worst in customer service. I was the injured party in an accident and was treated like the party at fault, Nobody did anything to help me and even asked me to do their job along with overcharging me. They had three different prices For my monthly bill even after dropping the vehicle in question that was deemed totaled Christie who does not know how to speak to customers had the audacity to hang up on me while I was trying to get to The bottom of how much I actually owed for my other vehicle."
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CRAW Potier

February 16, 2022

5  out of  5 rating by CRAW Potier
"Outstanding customer service… Their personalized hands on approach is the most professional I have ever experienced dealing with an insurance agent…"
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Jim Mastin Sr

March 4, 2021

5  out of  5 rating by Jim Mastin Sr
"Been with them for many years and always great and efficient service."
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Jason Stevison

July 14, 2020

5  out of  5 rating by Jason Stevison
"Very courteous and helpful would recommend to anyone"
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Nick Mahncke

January 17, 2020

5  out of  5 rating by Nick Mahncke
"Howard and his Team at State Farm are extremely reliable, professional and are always available to help! I have had nothing but good experience with them and would never consider another Insurance Provider!"
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Marisa Hernandez

January 15, 2020

5  out of  5 rating by Marisa Hernandez
"I’ve been insured with Howard’s office for 5 years. Destiny & Christy are always helpful and really care about finding the best options and savings for me. Great and trustworthy agency! Thank you for all you do!"
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Kristie Rink

January 15, 2020

5  out of  5 rating by Kristie Rink
"I have been with State Farm (specifically Howard Hardaway) for quite some time. I have never dealt with another insurance agency that is so personable as this office. Christy and Destiny are always willing to help me with whatever I need and that is a lot! I have also referred a lot of people to this office due to the customer service and always willing to help. I feel that I am more than "just a paying customer" but also a friend. Whenever I am unable to visit the office to sign paperwork, Howard is always willing to come to me at no charge. I will continue to refer anyone who speaks about insurance to Howard whether it be, life insurance, car insurance or car loans. I have carried lots of car insurance polices and car loans with Howard. This office is very professional and courteous. A HUGE thanks to Christy Smith for always assisting my needs."
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Cindy Davila

September 21, 2017

5  out of  5 rating by Cindy Davila
"Christy has gone way out of her way to help some clients of mine! I highly recommend her to anyone! Another one on its way to closing thanks to her"